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If you have poor credit history or CCJ's or just unable to take out a personal loan, then a car loan from the likes of Approved Car Finance can help you buy a brand new car. These companies tend to look at your ability to pay rather than your credit history. As with all credit options - do your research and check the terms and conditions aside from the temptation of offers, cashback and freebies.

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If you have a good credit history then you could also consider a personal loan as then tend to have lower interest rates than car credit loans. Alliance & Leicester for example offer Car Payment Plans that offer lower monthly payments. Shop Around! Terms and offers do vary! Ask your friends! Find out who they recommend and who they don't!

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