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A secured loan is a loan that is taken out against some sort of security, for example your home, and this can mean your security is at risk if you don't pay back the loan. You may wish to consider a secured loan to pay for home improvements or you may wish to consolidate existing debts. Shop around when considering a secured loan. Typical APR can vary depending on the lender, the amount borrowed, repayment period and whether you have poor credit history, CCJ's etc.

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Shop Around! Terms and offers do vary! Ask your friends! Find out who they recommend and who they don't!

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