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Loans can be arranged quickly and simply online. Whether you're looking to buy a car, go on holiday, or need to consolidate your finances a loan can be an affordable solution. An unsecured personal loan is a loan that does not require you to secure the loan against other assets (usually your home).

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A secured loan however does require security and it could mean you lose that asset if you don't keep up repayments. When considering a loan consider the APR (interest rate) and also check if there's any penalties for early repayment Shop Around! Terms and offers do vary! Ask your friends! Find out who they recommend and who they don't!

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