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Loans can be arranged quickly and simply online. Whether you're looking to buy a car, go on holiday, or need to consolidate your finances a loan can be an affordable solution. An unsecured personal loan is a loan that does not require you to secure the loan against other assets (usually your home).

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A secured loan however does require security and it could mean you lose that asset if you don't keep up repayments. When considering a loan consider the APR (interest rate) and also check if there's any penalties for early repayment

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