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Getting a mortgage can be a stressful business - even if you're just trying to remortgage or get a buy to let mortgage. With a wide range of products, terminology, interest rates, fixed rates, flexibility, repayment, endowment... it soon gets very confusing. Shop around and compare carefully products before deciding which one to go for! Look out for early repayment penalties, the interest rate change after any fixed term and if the cost of setting up the mortgage is merged into the mortgage as this can add extra cost.

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Shop Around! Terms and offers do vary! Ask your friends! Find out who they recommend and who they don't!

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